Instant transfer · India
India's real-time account-to-account network, run by NPCI. Customers approve the payment in any UPI app, such as PhonePe, Google Pay, Paytm or their bank's app.
How a UPI payment works
- 1
The customer picks UPI at checkout and sees a QR code or a button for their UPI app.
- 2
They scan or tap, then approve with their UPI PIN.
- 3
The payment is confirmed in seconds and the order is marked paid.
Best for
Everyday consumer checkout, subscriptions and small to mid tickets.
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